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MACURA | Unikalna wiedza ekspercka

Kancelaria MACURA.
ul. Odyńca 7/13
02-606 Warszawa

T: (+48) 696-011-713
M: monika.macura@kancelariamacura.pl

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Our
experience

Permission to provide payment service

Ongoing legal advice to the institution from the moment it obtains authorisation to provide payment services.

Our services include:

  • drafting legal documentation for credit products distributed through online channels and agents;
  • drafting amendments to credit card agreement documentation, in connection with the introduction of new services, changes in legislation and recommendations by supervisory authorities;
  • Supervision of the fulfilment of duties of the national payment institution, implementation of guidelines of national and EU supervisory authorities;
  • Representation of the institution during audits by the supervisory authorities;
  • development and implementation of PSD2 standards for credit card-based payment services;
  • advising on personal data protection and acting as a data protection officer.

See also:

Ongoing legal assistance, application for national payment institution license

We continue to work with the client – a small payment institution, providing payment services: issuing credit cards and providing payment credit to consumers.

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DORA implementation

We continue to work with the client – a leading payment institution. Due to changes in the legal environment and the commencement of application of Regulation (EU) 2022/2554 of the European Parliament and of the Council of December 14, 2022 on the operational digital resilience of the financial sector and amending Regulations (EC) No. 1060/2009, (EU) No. 648/2012, (EU) No. 600/2014, (EU) No. 909/2014 and (EU) 2016/1011 (the DORA Regulation), the client asked us to prepare the necessary documentation and adapt its operations to the requirements of the DORA Regulation.

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