MACURA | Unikalna wiedza ekspercka

Kancelaria MACURA.
ul. Odyńca 7/13
02-606 Warszawa

T: (+48) 696-011-713
M: monika.macura@kancelariamacura.pl

See us on:


Comprehensive advice on the legal aspects of operating a consumer credit application

Consumers are interested in the fastest possible application process for a consumer loan with which to finance the purchase of goods. The decision to buy an item can be spontaneous, thus waiting in line at a lending point located in the shop itself, if there is one at all, becomes burdensome for them and may cause them to abandon the purchase.

A solution has already appeared on the market to respond to this problem. For our client, a consumer credit intermediary, which is the developer of an innovative mobile application, designed for stationary sales shops, enabling the submission of consumer credit applications, the Firm provided services including:

  • verification of the customer’s loan application process;
  • drafting the terms and conditions of the mobile application;
  • reviewing the KYC process;
  • drafting the necessary consents and declarations;
  • providing opinions on the cooperation model with merchants;
  • creating cooperation agreements with merchants.

See also:

Documentation of the anti-money laundering and anti-terrorist financing (AML) system

For our client, during regular legal advice, we developed documentation for an anti-money laundering and counter-terrorist financing system (hereinafter “AML/TF system”, maximum penalty for violating those laws may result in financial penalty up to 5 million EUR).

more more
Representation in proceedings to obtain a license to provide payment services as a national payment institution (NPI)

As part of our ongoing cooperation with a client, a small payment institution, providing payment services including issuing of credit cards and providing payment credit to consumers, we represent the client in the proceedings for obtaining a license to provide payment services as a national payment institution.

more more