Proceedings before the Office of Competition and Consumer Protection (UOKiK)
We advised our client on the implementation of a commitment decision issued by the Polish Office of Competition and Consumer Protection (UOKiK), which addressed certain practices related to informing clients about changes in payment service agreements. Specifically, the decision highlighted issues such as the improper form of notifying customers about fee changes and the lack of appropriate modification clauses in contracts.
Our engagement encompassed a comprehensive legal and operational response to ensure full compliance with the decision and Polish consumer protection laws. We help developed a detailed remediation roadmap, revised internal processes, and prepared new customer-facing documentation, including updated terms and conditions and contractual templates. Additionally, we provided strategic guidance on aligning Revolut’s internal procedures with the requirements set forth by UOKiK, ensuring that all modifications were effectively integrated into the bank’s operations.
All deliverables were prepared in English to align with Revolut’s internal communication standards, with Polish versions provided where necessary for regulatory compliance.
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We advised our client on preparing its new loyalty scheme for deployment in the Polish market. Loyalty scheme allows users to accrue points for card spend, in-app challenges and the use of selected Revolut services, and to redeem those points for benefits offered within the application.
We acted for our client throughout the implementation of a strategic partnership with, Poland’s leading mobile payments platform for urban mobility. The project enables Polish Revolut users to reserve parking spaces and purchase public-transport tickets directly in the client’s payment application.